One of the best limited-time welcome offers available is ending soon. Right now, the Chase Sapphire Preferred® Card is offering an 80,000-point welcome bonus after spending $4,000 in the first three months from account opening. This is already one of the top travel credit cards, and the increased welcome offer makes it even more enticing. After all, 80,000 points are worth up to $1,000 on travel when you redeem through Chase Ultimate Rewards®, and potentially more when redeemed through one of Chase’s transfer partners. If you’re interested in taking advantage of this limited-time offer before it expires, here are the details on why this bonus is so valuable, how to qualify and how you can earn it responsibly without getting yourself into credit card debt.
Chase Sapphire Preferred® Card Learn More On Chase’s secure site Rewards $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 3X points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2X points on all other travel purchases, and 1X points on all other purchases
Welcome bonus Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®.
Annual fee $95
Intro APR None
Regular APR 20.74% – 27.74% variable on purchases and balance transfers
Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee None
Credit needed Excellent/Good See our methodology, terms apply. Pros Points are worth 25% more when redeemed for travel via Chase Ultimate Rewards®
Transfer points to leading frequent travel programs at a 1:1 rate, including: IHG® Rewards Club, Marriott Bonvoy™ and World of Hyatt®
Travel protections include: auto rental collision damage waiver, baggage delay insurance and trip delay reimbursement
No fee charged on purchases made outside the U.S. Cons $95 annual fee
No introductory 0% APR Learn More View More
Chase Sapphire Preferred’s increased welcome bonus
The Chase Sapphire Preferred’s increased welcome bonus gives you 80,000 bonus points after spending $4,000 on purchases within the first three months from account opening. At a minimum, 80,000 Chase points are worth $800 in cash back. After paying the card’s $95 annual fee, the bonus would still net you $705. However, Chase points can be even more valuable depending on how you use them. Preferred cardholder’s points are worth 25% more when redeemed through Chase Ultimate Rewards® travel portal, which allows you to book flights, hotels, rental cars and more. That makes these 80,000 points worth at least $1,000 in travel. But you may be able to do even better than that. The best way to maximize Chase points is to transfer them to one of Chase’s partner travel programs to book flights or hotel stays. Chase points can be transferred to 14 different airline and hotel loyalty programs, such as Air Canada Aeroplan, British Airways Executive Club, JetBlue TrueBlue, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, Marriott Bonvoy and World of Hyatt. Each of these partners transfer at a 1:1 ratio, meaning that your 80,000 Chase points will turn into 80,000 points with the respective program you choose. So how far can 80,000 points take you? Here are some examples: Transfer 50,000 points to Virgin Atlantic Flying Club to book a one-way flight in business class on Delta Air Lines from the U.S. to Europe
Transfer 78,000 points to British Airways Executive Club to book three round-trip economy flights from the U.S. West Coast to Hawaii on American Airlines or Alaska Airlines
Transfer 80,000 points to Air Canada Aeroplan to book two round-trip domestic business class flights under 1,500 miles on United (i.e. Los Angeles to Houston or Chicago to Orlando)
Transfer 80,000 points to World of Hyatt to book four standard nights at a Category 5 hotel (i.e. Hyatt Regency Coconut Point or the Park Hyatt Washington D.C.) Don’t miss: What are Chase Ultimate Rewards points worth?
Chase Sapphire Preferred features
In addition to a great welcome offer, the Sapphire Preferred comes with solid benefits to help you earn heaps of points, as well as make your travels easier. As you spend on the card, you’ll earn: 5X points per dollar spent on travel purchased through Chase Ultimate Rewards®
5X points per dollar spent on Lyft rides through Mar. 31, 2025
3X points per dollar spent on dining
3X points per dollar spent on online grocery purchases (excluding Target, Walmart and wholesale clubs).
3X points per dollar spent on select streaming services.
2X points per dollar spent on all other travel purchases
1X points per dollar spent on all other purchases
10% anniversary points boost: Each account anniversary, you’ll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you’ll get 2,500 bonus points. You’ll also have access to valuable benefits like: $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards ®
Comprehensive travel insurance, including trip delay reimbursement and primary rental car insurance
Purchase protection and extended warranty protection
DoorDash: Unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Cardholders must use by Dec. 31, 2024.
No foreign transaction fees
How to qualify for the Chase Sapphire Preferred bonus
To earn this limited-time welcome bonus, you’ll need to first get approved for the card. You’ll typically need a FICO score of at least 700 or more to qualify for the Sapphire Preferred, although other factors like income and employment status are also considered. To be approved for any Chase credit card, you’ll need to have opened less than five credit cards in the last 24 months, this is known as the Chase 5/24 rule. Chase also has specific restrictions for its Sapphire cards. You’re only eligible for a new welcome bonus on any version of a Sapphire card once every 48 months. This includes the welcome bonuses for the Sapphire Preferred or the Chase Sapphire Reserve® Card card. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.
How to earn the welcome bonus responsibly
Here are a few tips for hitting the Chase Sapphire Preferred Card bonus’ $4,000 minimum spending requirement responsibly and without getting yourself mired in credit card debt. Prepay your expenses For certain expenses such as auto insurance or homeowners insurance, you may be given the option to pay for the entire premium at once, and sometimes at a discount. Or if you’ve recently purchased a new phone from your cell phone carrier on a payment plan and have the funds, you can consider paying that off in full to help meet Chase Sapphire Preferred’s spending requirement. Pay your rent or mortgage While many landlords and mortgage services either don’t allow for payments to be made via credit card or charge high fees for the privilege, it’s always worth asking to see if this is an option. If it’s not, consider using a bill pay service like Plastiq. Let’s say your rent is $2,000 per month, for example. The fee to use Plastiq to pay with a credit card is 2.9%, so for a $58 fee, you’d end up earning 2,058 points. If you were to do this twice, you’d more than earn the welcome bonus. And while you incur $116 in fees, the value of the 80,000-point welcome bonus you’re earning more than justifies it. Charge for your friends and family If you have trusted friends or family, charging purchases for them can help you meet the card’s minimum-spend requirement faster, with no expense to you. For example, when dining out or booking a group trip, you can offer to put the entire charge on your card and then be reimbursed via a money transfer app like Venmo or Zelle.
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Bottom line
Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
Chase Sapphire Preferred Card’s 80,000-Point Welcome Bonus Ends Soon
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